Welcome to ACA Limbo

By Jeffrey Schaben. Writer of The CUT Tax ebook on kindle.

    The reason federal government solutions do not work well is because they are rigid. Even their carrot and stick approach is backwards. They tend to place the carrot behind the horse with the stick in front. That is because they base their models on statistics. Not on individual needs. No two communities or areas are exactly the same. The cost of living is completely different in NYC compared to Omaha as an example. And, peoples needs are not always the same. Therefore, how can the government design a comprehensive health care plan with four options that can satisfy the needs of all individuals. Also, in a society that places great value on the illusion we don’t have classes. Why four? One size should fits all. (Possibly the goal.) How does this four tier system work if you qualify for free care? Do you automatically get the free platinum plan? What do you mean it does not? That is unfair. That is why this plan is flawed. In a system that has financial bars to get under to qualify. That person is encouraged to manipulate their income to try to get under the lowest bar possible.  However, the government loves to see us bend over backwards for them.

    Now, that we are gravitating towards a part time employment society. Will the person that is working hard turn down the full time job they are offered? They could, if it ends up costing them more in health insurance cost and jeopardizes other benefits. These are the questions we need to answer.

    You may have heard of the term, a marriage of convenience. That is when two people though still married carry on like single individuals. They may keep up the appearance of marriage for many reason: Kids, money, social pressure, upward mobility, or just convenience.  A thought occurred to me today. Could we have divorces of convenience? Where the main breadwinner says. “Hey honey, I love you but we just can’t afford to stay married.” So, here is the deal. We get divorced all nice and legal. Write up our wills so all our money goes to the kids in the event of death. You get custody of the kids. You live here under the pretense that it is an amicable divorce, and I could not throw you and the kids on the street. And, will move out when I find something affordable for you. But, there is no hurry. You and the kids can qualify for public assistance and free health care. You will pay me back the child support in rent. And with the money we save we can really make ends meet. You would probably get by with that for a long time. This may technically constitute fraud. However, with the current administration, they may see you as a valuable voter. So, they may not pursue this. If you were planning to try this? Sorry I let the cat out of the bag. Don’t worry nobody will read this anyway. So, you're safe.

    I am not against public assistance. However, there is a point at which these so called needs lures otherwise capable individuals into the system. When based solely on financial statistics. I hate using a cliches. However, here is one. Figures never lie. But liars can figure. And with so many benefits at stake, the schemers will find ways in. This leads to the dilution of resources for those that truly need help. This is the unsustainable part of all public assistance. This system needs to be addressed not added too.

   

    I am writing this to not only highlight the problems with the ACA, but with the tax code and public assistance programs that are also written to drive people to crawl under the lowest pole possible. This manipulation has to stop on all levels. Before this country loses the concept of a land of opportunity. If the carrot is placed behind you, you are tempted to remain behind. Why move forward?  Is that is the true meaning of the communist slogan. “Moving forward.” Long live the proletariat, we need their sacrifices.